â€œSiteâ€ refers to this Internet website (http://www.UtahLoanPros.com) and its related services. â€œYouâ€ or â€œUserâ€ refers to a registered user of this Site. â€œJon Linnett Home Loans â€“ Integrity First Lendingâ€ or â€œWeâ€ refers to Jon Linnett Home Loans â€“ Integrity First Lending.
By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, applicable laws and regulations, and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trademark law.
This Site contains links to otherÂ sites
Jon Linnett Home Loans â€“ Integrity First Lending is not responsible for the privacy practices of the content of any other Web sites to which We link or to which We are linked. We encourage You to read the posted privacy statement whenever interacting with any website.
The WorkÂ Space
This area of the Site is for the benefit of Users. The private and shared Work Space areas of the Site help to facilitate communication and the exchange and sharing of information. The information contained in private workspaces shared between Users and Jon Linnett Home Loans â€“ Integrity First Lending is not used for any purposes other than to facilitate communication and the exchange of information between the partiesÂ involved.
Information WeÂ Gather
We collect nonpublic personal information about You,Â including:
- Information We receive from you on applications, online registrations, or other forms (such as your name, address, phone, fax, email address, street address, assets, income, debt, andÂ more).
- Information about your transactions with us, our affiliates, or others (such as account balance, transaction history, or information about our communications withÂ you).
- Information about your creditworthiness, credit history, and other facts about you that We obtain from consumer reporting agencies or from providers of marketing and demographicÂ information.
- Information about your employment, employment history, your past real estate transactions, your property insurance coverage, andÂ more.
We are required by law to verify the information that you provide to us but We greatly appreciate your honesty in accurately representing your financial information, history, and ability to repay any current or future creditÂ obligations.
Automatically GatheredÂ Information
Information Use andÂ Disclosure
Protecting the Confidentiality and Security of YourÂ Information
Keeping financial information is one of our most important responsibilities. Only those persons who need access to your information to perform their job responsibilities are authorized to access your information. We take commercially reasonable precautions to protect your information and limit disclosure by maintaining physical, electronic, and proceduralÂ safeguards.
We share your information with others as required by law or as necessary to obtain credit approval for yourÂ loan.
With Affiliates of Jon Linnett Home Loans â€“ Integrity First Lending
We do not share your information withÂ affiliates.
With Third-Party Service Providers, Joint Marketers and as Otherwise Permitted byÂ Law
We may work with non-affiliated companies or organizations to provide services on your behalf in connection with obtaining approval for your loan or to provide you with opportunities to buy products or services offered by us or jointly with other financial institutions. As a result, we may disclose some of the information that we gather from you. For your protection, we require that these companies keep all personal informationÂ confidential.
We also may disclose some or all of the information that we collect as permitted by law. For example, we may share personalÂ information:
- With regulatory authorities and law enforcementÂ officials
- To protect againstÂ fraud
- To report activity to creditÂ bureaus
- To respond to aÂ subpoena
You may opt-out, that is, you may direct us not to share your information, by calling us atÂ 801-949-9652.
We use nonpublic personal information for our own internal purposes including contacting You via email to inform You about updates to our services and providing You with other information that we deem necessary. We reserve the right to disclose your information as required by law. We do not rent or sell our Users’ nonpublic personal information to thirdÂ parties.
At this time, we do not display banner advertising on our site, but we may send You email communications including information that we think may be of interest to You. You may opt-out of receiving these promotional email communications at any time by contacting us.
Demographic Information, Surveys, andÂ Contests
The demographic information that Jon Linnett Home Loans â€“ Integrity First Lending collects in the registration process and through online surveys may be used to help us improve our services to meet the needs and preferences of our Users. This may include targeting advertising to You about our services. Information we gather through a contest may also be disclosed to third parties as necessary for prize fulfillment and other aspects of any contest or similarÂ offering.
Comments Submitted byÂ Users
Jon Linnett Home Loans â€“ Integrity First Lending constantly seeks to improve the quality of the services We provide and the User experience on the Site. We value your input and encourage You to help us expand and make improvements to the Site by providing Us with any thoughts or comments You might have regarding our services or the operation of the Site. You can submit any comments by contacting us. If You provide this information, we will only use it to acknowledge or respond to your comments. In certain circumstances, we may ask for your permission to post your comments in marketing or promotionalÂ materials.
We will use commercially reasonable methods to keep nonpublic personal information securely in our files and systems. Please note that with current technology, we cannot guarantee the security of your data as it travels over theÂ Internet.
How We Respond To Browser Do Not TrackÂ Requests
Jon Linnett Home Loans â€“ Integrity First Lending and other parties not affiliated with us may collect nonpublic personal information about your online activities over time and across different websites when you use our website or the services offered on our website. Industry standards regarding how to handle â€œDo Not Trackâ€ requests from web browsers are still evolving and there is currently no set of industry standards for handling such requests. As such we may not separately respond to or take any action with respect to a â€œdo not trackâ€ configuration set in your internet browser. At this time, we do not have any protocol in place that allows you to opt out of internet tracking. If you have any questions regarding our internet tracking methods pleaseÂ contact us.
Correcting/Updating YourÂ Information
To correct and/or update your information, pleaseÂ contact us.
If You have any questions about this Privacy Agreement or the practices of this Site, you mayÂ contact us at:
Jon Linnett and the Utah Loan Pros Team with Integrity First Lending
1258 W. South Jordan Parkway, STE 102
South Jordan, UT 84095